Owner Scorecard


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HIVE, HIVE Digital Technologies Ltd.

Capital Markets & Asset Management capital-intensive Unprofitable

Revenue is Digital currency mining (93%) and High performance computing (7%).

Latest annual: FY2026 10-K
HIVE · HIVE Digital Technologies Ltd.
I

The business

What it sells, where the money comes from, the kind of company it is.

Revenue · FY2026
$298M
+158.3% YoY
Vital signs · TTM, with 3-yr average
Revenue $331M 3-yr avg $176M
Operating margin −96.8% 3-yr avg −5.9%
ROIC −56% 3-yr avg −4%
Owner-earnings margin −19% 3-yr avg −39%
Free cash flow margin −19% 3-yr avg −55%

The business in brief

read the 10-K →

What this business is and what moves its needle, from its own SEC filings.

What it is
A capital-intensive business, run on heavy physical assets that must be kept working and earn a return above what they cost to maintain.
Situation
Unprofitable. No sustained operating profit across the record; an earnings multiple has nothing to rest on. What the record does show is revenue, the gross-margin trajectory, and the burn against the cash on hand.
What moves the needle
Gross margin has run about −23% and operating margin about 1.8% through the cycle, a thin spread that turns the result on volume and the cost of what it sells far more than on the price it sets. On a spread this thin the operating result swings hard on small moves in cost or volume — it has ranged from −48% to 29% over the years, so the cost line is where the needle moves. Capital spending runs about 55% of sales, so the return earned on what it sinks into that plant weighs as much as the margin. On its own account, the filing leans hardest on pricing power & competition, set against the numbers in what the filing emphasizes, below.
Is it a good business?
Return on capital has rarely cleared the cost of capital (median 0%, above 15% in 0 of 3 years). Owner earnings, the cash-based check, have been thin too. This is price-taker territory, where the balance sheet and the cycle matter more than any multiple; the rest is in the 10-K.

Every line is arithmetic on the company's filings, shown in full in the sections below.

Where the money comes from

read the 10-K →

Digital currency mining is 93% of revenue, so this is largely a single-segment business.

Revenue by reportable segment, FY2026
  • Digital currency mining93%$278M
  • High performance computing7%$20M
By geographyBermuda97%Canada3%Sweden0%Paraguay0%Iceland0%Switzerland0%

From the segment footnote of the company's own 10-K. Shares are of total revenue; the profit bar shows each segment's share of segment operating profit, before unallocated corporate costs.

II

The record

Ten years of arithmetic, read across the cycle.

Most recent quarterly filing 10-Q filed Aug 14, 2026 Source at SEC EDGAR →

Revenue up 73.5% year over year; operating income down 494.3%

figures computed from the filing's XBRL

The record, 2024–2026

realized figures from each filing · older years to the left
2024’242025’252026’26TTMTTMJun 2026
Income statement
$114M$115M$298M$331MRevenueRevenue
($26M)($39M)($63M)Gross profitGross prof.
−23%−34%−21%Gross marginGross mgn
12%14%11%10%SG&A / revenueSG&A/rev
$33M$2M($144M)($321M)Operating incomeOp. inc.
28.9%1.8%−48.3%−96.8%Operating marginOp. mgn
$27M($3M)($148M)($326M)Net incomeNet inc.
Cash flow & returns
$10M$17M$62M$56MOperating cash flowOp. cash
$64M$64M$170M$202MDepreciationDeprec.
($88M)($56M)$15M$154MWorking capital & otherWC & other
$63M$121M$148M$120MCapexCapex
55.3%104.7%49.8%36.3%Capex / revenueCapex/rev
($54M)($48M)($86M)($64M)Owner earningsOwner earn.
−46.9%−41.5%−28.9%−19.4%Owner earnings marginOE mgn
($54M)($104M)($86M)($64M)Free cash flowFCF
−46.9%−90.3%−28.9%−19.4%Free cash flow marginFCF mgn
$647K$26M$9M$9MAcquisitionsAcquis.
($77M)($184M)($223M)Investing cash flowInv. cash
$73M$181M$160MFinancing cash flowFin. cash
$2K$102K$425KExchange-rate effectFX
$5M$14M($262K)Change in cashΔ cash
11%0%-22%-56%ROICROIC
10%-1%-28%-77%Return on equityROE
10%−1%−28%−77%Retained to equityRetained/eq
Balance sheet
$10M$23M$23M$208MCash & investmentsCash+inv
$12M$16M$19MReceivablesReceiv.
$12M$11M$13MAccounts payablePayables
$108K$5M$6MOperating working capitalOper. WC
$242M$60M$280MCurrent assetsCur. assets
$66M$54M$143MCurrent liabilitiesCur. liab.
3.7×1.1×2.0×Current ratioCurr. ratio
$95M$203M$480MNet PP&ENet PP&E
$532M$639M$925MTotal assetsAssets
83.3×4.9×-229.2×-322.5×Interest coverageInt. cov.
$82M$110MTotal liabilitiesTotal liab.
$259M$449M$529M$423MShareholders’ equityEquity
6.3%9.4%8.5%8.1%Stock comp / revenueSBC/rev
Per share
135M128M225M266MShares out (diluted)Shares
$0.85$0.90$1.32$1.24Revenue / shareRev/sh
$0.20$-0.02$-0.66$-1.23EPS (diluted)EPS
$-0.40$-0.37$-0.38$-0.24Owner earnings / shareOE/sh
$-0.40$-0.81$-0.38$-0.24Free cash flow / shareFCF/sh
$0.47$0.94$0.66$0.45Cap. spending / shareCapex/sh
$1.92$3.51$2.35$1.59Book value / shareBVPS

Share counts before 2025 are restated ×1.5 for a stock split, so per-share figures sit on one basis.

The diluted share count moved ×1.76 into 2026 — shares issued, not a split the totals corroborate — and the per-share figures carry the counts as filed.

Where the cash went

ReinvestBuybacksDividendsAcquisitionsRetainedBeyond op. cash

Each year's outlays against its operating cash: the mix, and how it drifts. The hatched cap is spending beyond that year's operating cash — financed from the balance sheet or borrowing, not operations.

FY2024FY2026

Net income is the accountant's number; owner earnings is the cash an owner could take out. The walk between them, off the cash-flow statement, and whether the gap is widening or holding.

In fiscal 2026 the business turned a $148M loss into ($86M) of owner earnings: more cash than the profit line showed, after the non-cash charges and the capital it put back in.

FY2026FY2025FY2024
Reported net income($148M)($3M)$27M
Depreciationnon-cash charge added back+$170M+$64M+$64M
Stock-based compensationreal costnon-cash, but a real cost+$25M+$11M+$7M
Working capital & othertiming of cash in and out, other non-cash items+$15M−$56M−$88M
Cash from operations$62M$17M$10M
Maintenance capital expenditurethe spending needed just to hold position and volume−$148M−$64M−$63M
Owner earnings($86M)($48M)($54M)
Growth capital expenditurediscretionary; spent to get bigger, not to stand still−$56M
Free cash flow($86M)($104M)($54M)
Owner-earnings marginowner earnings ÷ revenue-29%-42%-47%

Owner earnings is the cash an owner could pull out without starving the business: operating cash less the capital it must spend to hold its position . The cash-flow statement also adds stock comp back as non-cash, but it is a real cost paid in shares; counted as the expense it is (less $25M), owner earnings is nearer ($111M).

Maintenance capex is estimated as depreciation where a growing business invests above it; free cash flow is the figure the scorecard's free-cash margin reads.

III

Quality & stewardship

Returns, the balance sheet, capital allocation, and pay.

Owner’s Scorecard

FY2026 10-K · source on SEC EDGAR →

Will it survive?

  • Does not cover its interest
    Operating income ($144M) ÷ interest expense $628K
    What this means

    A full year of operating profit didn't cover the interest bill. This is the zombie zone: the business depends on refinancing, asset sales, or forbearance to service its debt.

  • Net cash, debt-free
    Cash $23M − debt $0
    What this means

    Cash and short-term investments exceed every dollar of debt by $23M, on net the company owes nothing, and can act from strength when others can't. Net debt is the leverage figure that matters: the cash is already set against the debt. Strategic or illiquid investments aren't counted here.

  • Not enough data
    What this means

    The filing data didn't include the inputs for this check.

Is it a good business?

  • Not enough data
    Industry peers: median -29%
    What this means

    The filing data didn't include the inputs for this check.

  • Consumes cash through the cycle
    3-yr median margin, range -47%–-29%; latest ($86M) = operating cash $62M − maintenance capex $148M
    Industry peers: median -79%
    What this means

    What an owner could take out without starving the business: operating cash less the maintenance capital it must spend to hold its position — Buffett's owner earnings. That's -29% of revenue this year, a -42% median across 3 years. Treating stock comp as the real expense it is (less $25M of SBC) leaves ($111M).

  • Loss, but cash-generative
    Net income ($148M) · cash from operations $62M
    What this means

    The company reported a net loss, so a conversion ratio isn't meaningful. What matters then is whether operations still threw off cash, here, they did.

How is the cash used?

  • Not enough data
    What this means

    The filing data didn't include the inputs for this check.

  • Investing or harvesting? 0.87×
    Maintaining
    Capex $148M ÷ property depreciation $170M
    What this means

    Descriptive, not a grade. Above ~1× means investing faster than assets wear out (growth, or, sustained for years, today's earnings carrying less depreciation than tomorrow's will). Below means spending less than it's wearing out (efficiency, or a melting asset base). The ratio won't tell you which; the filings will.

The promise and the pay packet

  • Is the buyback buying ownership, or mopping up? 8.5%
    Stock pay, share count unread
    Stock compensation $25M (fiscal 2026), 8.5% of revenue · no repurchases · the share count is not comparable across these years (a split or a first listing sits in the record), so the drift is withheld
    What this means

    Stock handed to employees is a real cost paid in the owner's own currency: it is charged against profit, but the shares it creates are permanent. Many companies repurchase stock at the same time, which looks like a return of capital and often is not — if the count barely moves, the cash merely cancelled the pay packet and bought the owner nothing. The three states worth telling apart are a count genuinely shrinking, a count standing still despite large repurchases, and a count rising because the issuance was never offset at all.

Graham’s defensive tests · 0 of 2 met

Graham’s numerical criteria for the defensive investor (The Intelligent Investor, ch. 14), run on the filings. A floor of safety, not a buy signal; many fine modern businesses fail his strictest liquidity rules by design.

  • Adequate size Miss
    Revenue ≥ $2B · $298M
    What this means

    Big enough to weather a storm. Graham's 1972 floor was ~$100M of sales (≈ $700M today); we use a $2B revenue line as a conservative modern stand-in.

  • Strong liquidity Miss
    Current ratio ≥ 2× · 1.10×
    What this means

    Current assets at least twice current liabilities, near-term bills covered without touching the business. Strict by design: many cash-rich modern firms run leaner and miss it, holding their cushion in longer-dated securities.

  • Moderate price
    P/E ≤ 15 and P/E × P/B ≤ 22.5 · decided by the price
    What this means

    Graham's valuation gate, the wall he kept between a sound business and a sound investment. Three-year average earnings are $-0.15/share (latest year $-0.54), the averaged base the calculator's gate runs on, and book value is $1.93/share. Enter a price in “What the price implies” just below for the P/E, P/B, and whether it clears. But this is the rule Buffett outgrew: there's no hard P/E law, and a wonderful business can deserve a far richer multiple if the thesis holds, treat it as the bargain-hunter's floor, not a verdict on the price.

All figures as filed; the source filing is linked above.

Current Position

as of the latest quarter, Jun 30, 2026

Can the business pay what it owes this year, off the freshest balance sheet: the quality of the assets, the debt actually coming due, and what a low ratio means here.

Current assets$280M
  • Cash & short-term investments$208M
  • Receivables$19M
  • Other current assets$53M
Current liabilities$143M
  • Accounts payable$13M
  • Other current liabilities$130M
Current ratio1.96×all current assets ÷ what's due · Graham looked for 2×
Quick ratio1.96×stricter: inventory excluded
Cash ratio1.45×strictest: cash alone against what's due
Working capital$137Mthe cushion left after near-term bills
Revenue, latest quarter vs. a year ago+73.5%the freshest read on whether the business is still growing
Current ratio, recent quarters3.7× → 2.0×
Deeper floors
Tangible book value$423Mequity stripped of goodwill & intangibles
Net current asset value($222M)Graham's net-net: current assets less all liabilities
Debt incl. operating leases$81M$81M of it operating leases

From the company's latest filing.

Management, ownership & pay

From the proxy: how much of the business the people running it own, and how they are paid.

  • Stock-based compensation$25M

    The slice of the business handed to employees in shares in fiscal 2026, 8.5% of revenue. Buffett's oldest accounting fight: this is compensation, compensation is an expense, real whether or not the headline earnings admit it. One trap: the cash-flow statement adds SBC back, so the operating cash, and the owner earnings drawn from it, are flattered by exactly this amount; counted as the cost it is, what an owner keeps is lower.

What an owner would ask, FY2026

read the 10-K →
  • Which reported numbers are a judgment call?
    Management names Stock compensation as critical estimates

    each rests partly on management's judgment; the filing's note sets out the assumptionsverify →

The questions the record and the charts do not answer on their own; each carries the figure and the place to look.

Peers, Capital Markets & Asset Management

The same industry, side by side on owner economics. Each column names the period it is read over, and a median resting on fewer than three years carries that count beside it; the group median at the foot is the line to read each figure against.

CompanyRevenuelatest FY, USDGross marginmedian over the recordOp. marginmedian over the recordROICmedian over the recordOwner earn. marginmedian over the record
RIOTRiot Platforms Inc. Common Stock$647M26%3y-112.4%-24%-105%
RHLDResolute Holdings Management, Inc.$462M54%2y30.5%2y38%2y
WLTHWealthfront Corporation$365M90%37.2%-42%1y
BTDRBitdeer Technologies Group$357M20%-18.2%-52%-91%
HIVEHIVE Digital Technologies Ltd.$298M-23%1.8%0%-42%
SIISprott Inc.$285M29.5%13%31%
HUTHut 8 Corp.$235M54%-55.2%-13%-73%
ABTCAmerican Bitcoin Corp.$185M55%-119.4%-34%-86%
Group median54%-8.2%-24%-73%
IV

The price

What a price has to assume.

What the price implies

reverse-DCF

HIVE Digital Technologies Ltd. is profitable, but owner earnings are negative this year because capital spending currently outruns operating cash, a build-out, so the owner-earnings reverse-DCF has no positive base to grow. We read the price from both ends instead: type a price to see the steady-state profitability it demands, then set the mature margin you would believe and weigh the two against each other. Nothing leaves your browser unless you enter it in your notebook.

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The assumptions

Enter a price to run it.

Owner earnings it must reach
Margin the price demands
Owner-earnings margin today−19%

Two reads of one future. From your price: the owner earnings the company must reach, valued at a mature multiple and discounted back at your rate, expressed as the margin it implies on revenue grown at your rate. From your belief: the mature margin you would credit, set on the dial above. When the margin the price demands runs above the one you would believe, you are paying for a future taken on faith. For a deep cyclical at a trough, normalized through-cycle earnings are the better lens; this mode is for the genuinely unprofitable, and for the profitable business whose capital spending currently outruns its cash.

Cite: Owner Scorecard, "HIVE Digital Technologies Ltd. (HIVE), the owner's record," https://ownerscorecard.com/c/HIVE, data as of 2026-08-17.

Manual order: ← HIPO its page in the Manual HIW →

Industry order: ← GSIW the Capital Markets & Asset Management chapter HLI →